Finance
Welcome to Our Finance Department!
Your Destination for Affordable Car Loans in Salem, VA
Discover the Best Auto Finance in Salem, VA
At Hart Motors GMC, we believe that buying a vehicle—whether it’s your first or your fifth—should be an exciting, hassle-free experience. Our finance team in Salem is here to make sure that’s exactly what you get. Whether you’re working with perfect credit, rebuilding your financial profile, or just exploring your options, we’ll help you find a financing solution that fits your budget and lifestyle.
Financing That Puts You First
We know that no two buyers are the same. That’s why we tailor every financing plan to your individual needs, ensuring you get an affordable loan with terms that make sense for you. Our priority is getting drivers across the Roanoke Valley into vehicles they can trust—because everyone deserves access to safe, reliable, and long-lasting transportation.
Get Pre-Approved from the Comfort of Home
Starting your financing journey doesn’t have to be overwhelming. With our online tools, you can take the first steps from your couch:
- Get pre-approved in minutes
- Estimate your payments based on your budget
- Value your trade and see how much you can put toward your next vehicle
If you’re not sure where to start, don’t worry—that’s what we’re here for. Our friendly finance specialists are happy to walk you through every step, break down the numbers, and answer all your questions along the way.
Get in Touch With Us
Some things are just easier with face-to-face conversation—and we get that. If you want to talk through your options, understand how financing works, or just get some honest advice, we’re here for you. Give us a call at (540) 401-8293 or stop by and meet our finance team in person.
Features of Our Finance Department Include:
- Competitive rates direct from the manufacturer and local Virginia banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- Competitive buying rates for vehicle trade-ins
Proudly Financing Drivers From All Around the Roanoke Valley:
And Many More!
How is Your Credit?
At Hart Motors GMC, we work diligently to provide accessible financing options for every customer wishing to purchase a vehicle at our dealership. This means that even with a less-than-perfect financial standing, you can still get the auto loan you need to drive off our lot in your dream car.
Best
"I never miss a payment!"
- Fantastic! Our Hart Motors GMC auto loan process will help you find the best interest rate for your next vehicle purchase.
- Try our FREE credit application today!
- Great New Vehicle APR!*
- Competitive Used Vehicle Rates*
- We have hundreds of new and used GMC vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
OK
"I've missed a payment or two."
- No problem! Due to our special arrangements with local Virginia credit unions and national bank lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not quite where you want it to be, we can help!
- Complete our FREE credit application and our team of finance professionals will begin working for you. We have an exciting selection of GMC vehicles currently available for immediate delivery.
Not So Good
"I need to rebuild my credit..."
- Are you new to this country? Have you been turned down before? We can help. We have unique programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems with ease.
- To get started, fill out our FREE credit application online.
- Once the application is completed, our Hart Motors GMC finance team will put together a loan package that is tailored specifically for you.
| Monday | 7:30AM - 6:00PM |
| Tuesday | 7:30AM - 6:00PM |
| Wednesday | 7:30AM - 6:00PM |
| Thursday | 7:30AM - 6:00PM |
| Friday | 7:30AM - 6:00PM |
| Saturday | 8:00AM - 1:00PM |
| Sunday | Closed |
| Monday | 8:30AM - 7:00PM |
| Tuesday | 8:30AM - 7:00PM |
| Wednesday | 8:30AM - 7:00PM |
| Thursday | 8:30AM - 7:00PM |
| Friday | 8:30AM - 7:00PM |
| Saturday | 8:30AM - 5:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 5:30PM |
| Tuesday | 7:30AM - 5:30PM |
| Wednesday | 7:30AM - 5:30PM |
| Thursday | 7:30AM - 5:30PM |
| Friday | 7:30AM - 5:30PM |
| Saturday | 8:00AM - 1:00PM |
| Sunday | Closed |